June 30, 2026
Will KremerTrailer Interchange vs Non-Owned Trailer Coverage
By Will Kremer, Truck Insurance Agent · Last updated June 30, 2026 If you pull trailers you do not own, two coverages can protect them: trailer interchange and non-owned trailer physical damage. They look almost the same on paper, but they apply differently, and picking the wrong one leaves a gap right where you need […]
June 29, 2026
Will KremerProgressive Now Offers UIIA and Intermodal Coverage
By Will Kremer, Truck Insurance Agent · Last updated June 29, 2026 Progressive has opened up UIIA and intermodal coverage to more trucking companies, and we can now write it through our agency in eight states. If you haul containers out of ports and railyards, this is a real change, because compliant UIIA coverage has […]
June 28, 2026
Will KremerHow to Get Your MC and DOT Numbers: A New Trucker’s Guide
By Will Kremer, Truck Insurance Agent · Last updated June 28, 2026 Getting your own authority is the moment you stop driving for someone else and start running your own trucking business. The paperwork to get your MC and DOT numbers is not the hard part. The part that trips up most new truckers is […]
June 27, 2026
Will KremerHow Much Does Trucking Liability Insurance Cost?
Trucking liability insurance cost is the number every owner-operator wants before they buy, and the honest answer is it depends on what you drive and how you run. Liability is usually the largest single piece of a trucking policy, so it drives most of what you pay. Here are the real ranges we see on […]
June 27, 2026
Will KremerWhat Happens When Your Truck Insurance Lapses (and Your Authority Goes Inactive)
A lapse in your truck insurance is one of the fastest ways to undo years of work. The moment your auto liability coverage ends, a chain of events starts that can pull your operating authority offline and drop you back to square one. Here’s what actually happens when your truck insurance lapses, why primary auto […]
June 27, 2026
Will KremerMontgomery v. Caribe Transport: What the Broker Liability Ruling Means for Truckers
On May 14, 2026, the U.S. Supreme Court decided Montgomery v. Caribe Transport II, and it’s the biggest change to trucking liability in years. The Court ruled that freight brokers can be sued under state law when they hire an unsafe carrier that causes a crash. For owner-operators and fleets, this is not just a […]
June 14, 2026
Will KremerFMCSA Insurance Requirements: What New Trucking Companies Need to Know
If you are starting a for-hire trucking company that runs across state lines, the FMCSA sets the insurance you have to carry before you can legally haul a load. Meeting those requirements is what turns your operating authority on, and missing them is the most common reason a new authority stalls. This guide breaks down […]
June 14, 2026
Will KremerNon-CDL Box Truck Insurance: Cost, Coverage, and Requirements
You don’t need a commercial driver’s license to run a box truck, and that is exactly why so many people start a business with one. If your truck has a gross vehicle weight rating (GVWR) of 26,000 pounds or less, you can drive it without a CDL. What you do still need is the right […]
June 14, 2026
Will KremerHow Much Insurance Do I Need To Activate My MC Number?
Your commercial truck insurance does more than protect your truck and trailer. It also gets you plates and, just as important, it activates your operating authority so you can legally run for-hire across state lines. For most carriers, the auto liability limit you file is what stands between you and your first dispatch. That one […]
June 12, 2026
Will KremerHow Much Does Cargo Insurance Cost? (2026 Rates)
By Will Kremer, Truck Insurance Agent · Last updated August 4, 2026 The short answer In 2026, motor truck cargo insurance costs $800 to $1,500 per year for a $100,000 limit on general dry freight, or about $70 to $125 per month. Reefer loads, auto haulers, high-theft commodities, and larger limits run higher, with real-world […]