General Liability Insurance
General Liability Insurance Information
The only way to effectively protect the assets of your trucking business is to carry adequate commercial general liability insurance coverage. This coverage helps protect your business from damages caused by bodily injury or property damage for which your business is found to be legally liable.
The team at Trucking Insurance Services, LLC is well-versed in insuring trucking companies of all sizes, and we’re here to help you. Give us a call today to discuss your general liability insurance needs for trucking.
What Does General Liability Insurance Cover?
A general liability policy provides coverage for claims of bodily injury or other physical injury, personal injury (libel or slander), advertising injury and property damage as a result of your products, premises or operations, and can be offered as a package policy with other coverages such as property, crime, automobile and more. As a safeguard against liability, general liability enables you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. These policies also provide coverage for the cost to defend and settle claims.
How Much Coverage Does Your Business Need?
The amount of coverage that your business needs depends on three factors: perceived risk, where you operate your business and the type of products you manufacture.
Perceived risk: Consider the amount of risk associated with your business operations and functions. For instance, if you manufacture heavy machinery you would generally need more coverage as compared to another organization that manufactures stuffed animals.
Premises and operations liability: If you operate in a state that has a reputation for rewarding high damages, then you may wish to purchase higher limits of liability.
Type of product manufactured: If you manufacture a dangerous product, you may want to carry higher limits of liability.
The agents at Trucking Insurance Services, LLC can work with you to determine how much general liability insurance you may need.
Get Covered Today
Every trucking business, regardless of size, should have a general liability policy. Call Trucking Insurance Services, LLC today at 851-281-2924 to learn more or get a quote today.