Highway Certified Insurance Agency
Last reviewed August 2026 by the Trucking Insurance Services team.
Trucking Insurance Services is a Highway Certified Insurance Agency. In plain terms, that means the insurance data behind your carrier profile is verified to a defined standard on the platform freight brokers use to decide who hauls the load. Every time a broker pulls up your file, that verification is working in your favor.
We’re excited about this one, and it’s worth explaining why. Most things that help a trucking operation compete cost money, take time, or add paperwork. This costs you nothing, takes nothing from you, and still puts you in a better spot than the carrier next to you. There’s no form to fill out and no account to manage. Your certificates simply land on Highway carrying a mark that tells a broker the data is accurate, complete, current, and backed by an agency that stands behind it.
That matters more this year than it ever has. Brokers are getting noticeably pickier about who they book, and the ones moving the most freight are leaning hardest on data they can verify in seconds. Being easy to verify has quietly turned into one of the cheapest competitive advantages available to a motor carrier, and if we write your coverage, you already have it.
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Highway certification at a glance
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What a Highway Certified Insurance Agency is
Highway is the leading technology provider specializing in Carrier Identity® solutions for freight brokers, built to cut fraud out of the booking process. When a broker is deciding who gets a load, your authority, your equipment, your safety profile, and your insurance come together in one screen. That screen has quietly become the place brokered freight gets awarded.
The insurance section of that screen has always had a weak spot. Nothing forced the agency supplying the data to stand behind it. Certificates showed up incomplete, vehicle schedules ran out of date, and cancellations reached the platform late or never. Brokers had no way to tell a careful agency from a careless one, so every carrier paid for the industry’s worst paperwork.
The Highway Certified Network closes that gap. It sets rules for the agencies whose data feeds carrier decisions, and certifies the ones that commit to meeting them on every policy. We’re one of those agencies. As Highway describes it, the network is built on a simple idea: when insurance agencies stand behind their data and hold themselves to a higher standard, everyone benefits. Agencies stand behind their certificates, brokers get better data, and motor carriers win more loads.
Why brokers care, and why that changed this year
This didn’t become important by accident. In May 2026 the Supreme Court decided Montgomery v. Caribe Transport, and freight brokers lost the federal shield that protected them from negligent-hiring suits over the carriers they book. Picking a carrier stopped being purely a price decision and became a legal-risk decision.
A broker carrying real liability for who hauls the freight is going to lean on whatever it can actually verify. Clean, current, complete insurance data went from a formality to one of the more valuable things a carrier can put in front of a broker. Certification is how that data gets a mark on it that a broker can trust at a glance.
Highway reports that its platform serves more than 1,300 brokers and over 175,000 carriers, covering the vast majority of brokered freight in the United States. That’s the room your carrier profile is standing in.
The three standards we meet on every policy
Highway set a specific bar. Three requirements, every policy, every renewal, no exceptions for a busy week.
| Highway’s requirement | What you get |
|---|---|
| Certificate holder | Highway is named certificate holder on your COI, so it lands on the platform instead of getting rejected. |
| Coverage completeness | Full VIN-level detail on every scheduled auto. No partial schedules, so your whole fleet shows up covered. |
| Policy communication | Any cancellation, non-renewal, or coverage change reaches Highway promptly, so your profile stays current. |
Why we joined the Highway Certified Network
Certification is a two-way commitment, and that’s the part we like about it. Highway set a standard for the insurance data flowing into its platform. We agreed to meet it on every policy we write, not just on the big accounts or the easy ones. In return, the carriers we insure get their coverage represented accurately in the one place brokers actually look before they hand out a load.
Partnering with Highway made sense to us because we want the same thing they do. Fraud and sloppy paperwork have made this business harder for honest operators, and the cost lands on the carrier every time. A rejected certificate or an out-of-date vehicle schedule means a legitimate trucker sitting still while somebody else hauls the freight. A standard that tells a careful agency apart from a careless one is good for everybody who was already doing it right, and our clients are squarely in that group.
Accurate certificates, complete vehicle schedules, and straight answers delivered fast are not a program we picked up in 2026. They’re how this agency has run since 2007. What the partnership adds is a way for our clients to prove it on a screen brokers trust.
Highway Certified: what it means for your coverage
The insurance data behind your carrier profile now meets the highest standards on the platform. Brokers on Highway can see which carriers work with a Certified Insurance Agency, and that visibility gives you an edge. Faster approvals. Fewer compliance delays. A stronger position when brokers are deciding who gets the load.
- Brokers see verified coverage. Your insurance arrives with a certified agency standing behind it, right on the screen where the load gets assigned.
- Approvals move faster. Complete, current data means fewer follow-up requests and fewer holds between you and dispatch.
- Your file stays clean. Full VIN-level schedules and prompt updates keep your profile ready to go instead of stale.
- You stand out in a close call. When a broker is comparing qualified carriers, verified data makes you the easy yes.
- You are positioned to win more freight. In a market that rewards carriers a broker can trust at a glance, that’s real ground gained.
One thing worth saying plainly: none of this is something you have to go do. There’s no portal for you to log into and no form to fill out. The work sits on our side of the desk, which is where it belongs.
Certificates in five minutes or less
Standards are only worth something if the agency behind them moves quickly, so here is our number. We issue certificates of insurance in five minutes or less on average. Not same day. Not by end of business. Five minutes, because a certificate that shows up tomorrow is a load somebody else already hauled.
That’s the part of certification carriers feel first. Accuracy is what keeps your certificate from getting bounced. Speed is what keeps you from losing the load while you wait on it.
Frequently asked questions
What is a Highway Certified Insurance Agency?
An insurance agency that meets Highway’s standards for insurance data accuracy, completeness, and timeliness. In practice that means three things: Highway is named as certificate holder on every certificate of insurance, scheduled autos carry complete VIN-level coverage detail with no partial schedules, and Highway is notified promptly of any cancellation, non-renewal, or change affecting coverage. It’s a mark of trust brokers can see attached to your carrier profile.
Does Highway certification cost me anything?
Not a dollar. Certification is a commitment we made as your agency, not a product we sell you. There’s no fee, no enrollment, and no extra paperwork. If we write your trucking coverage, you already have it.
Do I have to do anything to get the benefit?
Nothing at all. There’s no account for you to set up and no portal for you to check. Your coverage data flows to Highway under the certified standard automatically, and it shows up on your carrier profile without you touching anything.
How does this help me get freight?
Brokers move fast and favor carriers they can verify instantly. Brokers on Highway can see which carriers work with a Certified Insurance Agency, so your file clears compliance quickly instead of sitting in a queue behind a follow-up request. When a broker is choosing between two qualified carriers, being the one with verified insurance data is a real advantage.
Does this apply to one truck or a whole fleet?
Both. One truck or a hundred, every scheduled unit carries VIN-level detail so your entire operation shows up correctly and completely. Partial schedules are exactly what the standard exists to prevent.
How do I get certified coverage on my authority?
Get a quote from us. Once we write your trucking coverage, your data flows to Highway under the certified standard from day one. If you already have a policy with another agency, we can quote it at your renewal and take it from there.
Get your free quote → or call 855-281-2924 and put a Highway Certified Insurance Agency behind your authority.
About Highway and the Highway Certified Network
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About Highway Highway is the leading technology provider specializing in Carrier Identity® solutions for freight brokers, empowering them to reduce fraud and streamline the digital booking process. By automating compliance, Highway gives brokers the ability to enforce an all-new standard, enabling them to efficiently identify the right carrier for every load and build their network with speed and security. About the Certified Network The Highway Certified Network is a program of shared accountability designed to close the gaps that bad actors exploit in the brokered freight ecosystem. Beginning with Certified Insurance Agencies, the network establishes rules and standards for the service providers whose data informs carrier decisions, creating stronger signals, improved carrier quality, and better risk outcomes for every participant. |
Trucking and transportation is the only industry we insure, and we’ve been doing it from Cumming, Georgia since 2007. More about how this agency got started and how we work.
Trucking Insurance Services — 380 Dahlonega St, Cumming, GA 30040 — 855-281-2924
Highway, Highway Certified Insurance Agency, Highway Certified Network, and Carrier Identity® are designations and marks of Highway, and the platform figures cited above are published by Highway. Certification relates to insurance data standards on that platform and does not alter the terms of any policy. Coverage is governed by the policy as issued.