Frequently Asked Questions

Below are some of our frequently asked questions.  If you have any other questions or concerns, please feel free to contact us.

1.	I am starting my trucking business what coverages do I need?
2.	What is the difference between "short-rate" and "pro-rate" policies?
3.	What thing can put my company out of business?

	I am starting my trucking business what coverages do I need? The following coverage's are generally the most common for Trucking operations: $1,000,000 - Commerical Auto Liability $1,000 - Deductible Physical Damage Coverage $100,000 - Motor Truck Cargo $1,000 - Deductible Non-Owned Trailer Coverage Back to Top
	What is the difference between "short-rate" and "pro-rate" policies? Short-Rate is when an insurance company charges you for the actual days insured PLUS a percentage for the early cancellation. Pro-Rate is when an insurance company only charges you for the actual days insured. Back to Top
	What thing can put my company out of business? Our business partners National Fleet Services LLC (www.NationalFleetServicesllc.com) and Trucking Start-Up Services LLC (www.TruckingStartUpServices.com) are ready to work with you to secure the operational loss control services for the financial health of your company. TOP 10 LOSS CONTROL ITEMS THAT MAY PUT YOU OUT OF BUSINESS:   Hiring a driver with a D.U.I. Hiring a driver with a history of substance abuse problems. Hiring a driver with multiple traffic accidents and violations. Hiring a driver with no regard for safety. Hiring a driver with no DOT knowledge. Hiring a safety director with no regard to safety details or DOT knowledge. Failure to provide ongoing training for your drivers and safety director. Failure to implement a safety program and to aggressively manage IFTA, DQ, Maintenance files and logs. Failure to run drug tests and annual MVRs. Failure to call us for loss control services.   Back to Top