May 28, 2025
AgencyNavigating Insurance Requirements for Interstate vs. Intrastate Trucking
Trucking operations in the United States fall into two primary categories: interstate and intrastate. While both involve transporting goods, the distinction between crossing state lines and operating within a single state has implications for trucking insurance requirements. Understanding the Regulatory Divide Interstate trucking refers to moving goods across state lines or into foreign countries. This […]
April 28, 2025
AgencyUnderstanding Cargo Insurance: Coverage Options for Different Freight Types
Cargo insurance is a crucial aspect of logistics and transportation, providing financial protection against potential losses or damage to goods during transit. The type of coverage your company needs may vary significantly based on the mode of transportation used. Tailoring your coverage to match can help you financially secure goods throughout their journey, safeguarding your […]
March 27, 2025
AgencyUnderstanding Trucking Insurance Policy Limits and Deductibles
Two key elements of trucking insurance every operator should understand are policy limits and deductibles. These elements play a significant role in determining the extent of coverage and the out-of-pocket costs in case of a claim. What Are Policy Limits? There are typically two types of policy limits: Liability limits are the maximum amount the […]
February 18, 2025
AgencyWho Needs Commercial Truck Insurance?
Trucking insurance can help protect your company’s financial stability after an incident involving your semi. The following business types typically need commercial truck insurance: Owner-operators—Drivers who own their trucks and may work for more than one company at a time need trucking insurance coverage to comply with federal and state laws and protect their investment […]
January 23, 2025
AgencyHow to Protect Your Cargo Overnight
Cargo theft can be a significant concern for truckers, especially during overnight stops. Implementing effective strategies can help safeguard valuable shipments and ensure peace of mind. Tips for Truckers to Protect Their Cargo The following are some key measures truckers can take to protect their cargo overnight: Choose secure parking locations. Always park in well-lit, […]
December 18, 2024
AgencyQuestions to Ask When Renewing Your Trucking Policy
Renewing your trucking policy is a crucial task that requires careful consideration. Asking the right questions when renewing your trucking insurance policy can help ensure you have the coverage you need while potentially saving money. Trucking Insurance Coverage Limits Understanding the coverage limits of your policy is essential. Ask your insurer the following: What are […]
November 25, 2024
AgencyWays to Save Money on Insurance as a Truck Driver
Insurance is a significant expense for truck drivers, but there are several strategies you can use to reduce your premiums without sacrificing trucking insurance coverage. Here are some effective ways to save money on insurance as a truck driver: Maintain a clean driving record. Insurance companies offer lower premiums to drivers with fewer accidents and […]
October 16, 2024
AgencyHow to Determine the Stated Value of Your Semitruck
Determining the stated value of your semitruck is essential for various reasons, including trucking insurance coverage, resale potential and financial planning. Knowing the correct value can help you secure appropriate insurance coverage and avoid financial losses in the event of an accident or theft. Follow these steps to arrive at an accurate stated value for […]
September 20, 2024
AgencyWhat Is Intermodal Insurance?
Intermodal insurance is a crucial aspect of risk management for trucking companies involved in transporting goods using multiple modes of transport. This type of insurance can provide multipurpose coverage for the unique risks associated with intermodal transportation, ensuring that companies and goods are financially protected throughout their journey. How This Coverage Works Intermodal insurance is […]
August 15, 2024
AgencyThe Role of Technology in Trucking Insurance
Technologies like telematics and GPS tracking systems play increasingly pivotal roles in how insurance providers assess risk, determine premiums and enhance safety measures within the trucking industry. The trucking insurance experts at can help your organization leverage technology to get favorable trucking insurance rates. Telematics Telematics provides invaluable insights into driving behavior. These systems can […]