June 12, 2026
Will KremerHow Much Does Cargo Insurance Cost? (2026 Rates)
Quick Answer In 2026, motor truck cargo insurance costs $800 to $1,500 per year for a $100,000 limit on general dry freight — roughly $70 to $125 per month. Higher-risk freight, reefer loads, auto haulers, and larger limits run higher, with real-world pricing spanning $400 to $8,000+ per truck per year. Per-shipment cargo coverage is […]
June 11, 2026
Will KremerThe 10 Best Trucking Insurance Companies in 2026
Quick Answer The best trucking insurance companies in 2026 are Progressive (best overall and for mixed fleets), Northland (best for experienced operations and claims handling), Canal (best mileage-based programs), Nirvana (best telematics pricing), and CoverWhale (best for new authorities). The right fit depends on your years in business, equipment, and freight, which is why getting […]
December 8, 2024
Will Kremer4 Things New Companies Should Know About Truck Insurance
Congratulations on your new MC and DOT number! Starting your own trucking company is exciting, but your to-do list is a mile long. Finding the right commercial truck insurance may rank near the top of your priorities. Partnering with the right insurance agent is essential to your success. You need an agent that speaks truck. […]
November 2, 2024
Will KremerReefer Breakdown Coverage: Guide for Truckers
Transporting temperature-sensitive cargo comes with unique challenges and risks that standard cargo insurance doesn’t cover. When your reefer unit fails, you’re not just dealing with mechanical repairs – you’re racing against time to prevent cargo loss that could cost thousands of dollars. That’s where reefer breakdown coverage becomes an essential part of your insurance portfolio. […]
October 11, 2024
Will KremerDOT Inspections and Their Impact on Trucking Insurance Premiums
As a trucking company manager or an owner operator, you’re no stranger to DOT inspections. These crucial checks maintain safety standards in the trucking industry, but did you know they can significantly affect your insurance premiums? Let’s dive into the different levels of DOT inspections and explore how they can impact your insurance costs, along […]
October 5, 2024
Will KremerAsk An Agent: Why Are CDL MVR Reports Important?
Today’s question comes from a small fleet manager who called our office asking about driver safety records. He wanted to understand why reviewing Motor Vehicle Records (MVRs) is so crucial for his trucking operation. We’ll break down why CDL MVR reports are important and why sharing them with your agent is important. Do you want […]
October 3, 2024
Will KremerNew CDL Truck Insurance in Georgia
Congratulations, rookie! You’ve just earned your CDL and you’re ready to hit the roads of the Peach State. But before you start hauling freight from Atlanta to Savannah, there’s one more crucial step: getting the right Georgia truck insurance. Don’t worry, we’re here to break new CDL truck insurance down for you, no sugar-coating required. […]
October 2, 2024
Will Kremer10 Steps to Winterize Your Tractor Trailer
Winter is coming, and for truckers, that means it’s time to prep your rig for the challenges ahead. Preperation isn’t just about comfort—it’s a crucial safety measure that can save lives and protect your livelihood. Safe driving in the winter months begins with learning how to winterize your tractor trailer. An important study by the […]
September 29, 2024
Will KremerHow Much Insurance Do I Need To Activate My MC Number?
Commercial truck insurance serves multiple purposes for truckers: It protects their truck and trailer, allows them to get plates, and activates their motor carrier number (MC number). Activating your MC number is crucial for over-the-road trucking. We’ll explain what auto liability limit you need to start rolling and how you can find cheap truck insurance. […]
September 25, 2024
Will KremerUIIA Insurance Requirements: What You Need To Know
As a trucking companies operating in the intermodal transportation space, understanding the Uniform Intermodal Interchange and Facilities Access Agreement (UIIA) insurance requirements is crucial. UIIA sets standards for the interchange of intermodal equipment for motor carriers in addition to ocean carriers, railroads, and more. What Insurance Coverage Do I Need? You need to understand […]