May 28, 2025
AgencyNavigating Insurance Requirements for Interstate vs. Intrastate Trucking
Trucking operations in the United States fall into two primary categories: interstate and intrastate. While both involve transporting goods, the distinction between crossing state lines and operating within a single state has implications for trucking insurance requirements. Understanding the Regulatory Divide Interstate trucking refers to moving goods across state lines or into foreign countries. This […]
April 28, 2025
AgencyUnderstanding Cargo Insurance: Coverage Options for Different Freight Types
Cargo insurance is a crucial aspect of logistics and transportation, providing financial protection against potential losses or damage to goods during transit. The type of coverage your company needs may vary significantly based on the mode of transportation used. Tailoring your coverage to match can help you financially secure goods throughout their journey, safeguarding your […]
March 27, 2025
AgencyUnderstanding Trucking Insurance Policy Limits and Deductibles
Two key elements of trucking insurance every operator should understand are policy limits and deductibles. These elements play a significant role in determining the extent of coverage and the out-of-pocket costs in case of a claim. What Are Policy Limits? There are typically two types of policy limits: Liability limits are the maximum amount the […]
February 18, 2025
AgencyWho Needs Commercial Truck Insurance?
Trucking insurance can help protect your company’s financial stability after an incident involving your semi. The following business types typically need commercial truck insurance: Owner-operators—Drivers who own their trucks and may work for more than one company at a time need trucking insurance coverage to comply with federal and state laws and protect their investment […]
December 8, 2024
Will Kremer4 Things New Companies Should Know About Truck Insurance
Congratulations on your new MC and DOT number! Starting your own trucking company is exciting, but your to-do list is a mile long. Finding the right commercial truck insurance may rank near the top of your priorities. Partnering with the right insurance agent is essential to your success. You need an agent that speaks truck. […]
November 16, 2024
Will Kremer5 Truck Insurance Companies You Should Consider
As an owner-operator or small fleet manager, finding the right commercial truck insurance can feel overwhelming. With so many options out there, how do you know which company will provide the best coverage at the most competitive rate? Partnering with the experts at Trucking Insurance Services gives you access to top insurance companies. Our agents […]
November 2, 2024
Will KremerReefer Breakdown Coverage: Guide for Truckers
Transporting temperature-sensitive cargo comes with unique challenges and risks that standard cargo insurance doesn’t cover. When your reefer unit fails, you’re not just dealing with mechanical repairs – you’re racing against time to prevent cargo loss that could cost thousands of dollars. That’s where reefer breakdown coverage becomes an essential part of your insurance portfolio. […]
October 27, 2024
Will KremerHow Much Does Cargo Insurance Cost?
Purchasing the right cargo insurance coverage at an affordable rate is important. All truckers need cargo insurance. Whether you’re an owner-operator running under your own authority or own a large fleet of trucks, understanding your cargo insurance cost and truck insurance options helps protect your company. There are several types of cargo insurance available for […]
October 11, 2024
Will KremerDOT Inspections and Their Impact on Trucking Insurance Premiums
As a trucking company manager or an owner operator, you’re no stranger to DOT inspections. These crucial checks maintain safety standards in the trucking industry, but did you know they can significantly affect your insurance premiums? Let’s dive into the different levels of DOT inspections and explore how they can impact your insurance costs, along […]
October 5, 2024
Will KremerAsk An Agent: Why Are CDL MVR Reports Important?
Today’s question comes from a small fleet manager who called our office asking about driver safety records. He wanted to understand why reviewing Motor Vehicle Records (MVRs) is so crucial for his trucking operation. We’ll break down why CDL MVR reports are important and why sharing them with your agent is important. Do you want […]