August 22, 2025
AgencyHow to Insure Your Cargo Against Summer Storms, Heat and Hurricanes
Summer can be a busy time for freight, but it also brings weather challenges that can disrupt schedules and damage goods. In , the combination of intense heat, afternoon storms and the peak of hurricane season means trucking operations must be prepared and properly insured. The Risks of Summer Shipping Extreme heat can affect temperature-sensitive […]
May 28, 2025
AgencyNavigating Insurance Requirements for Interstate vs. Intrastate Trucking
Trucking operations in the United States fall into two primary categories: interstate and intrastate. While both involve transporting goods, the distinction between crossing state lines and operating within a single state has implications for trucking insurance requirements. Understanding the Regulatory Divide Interstate trucking refers to moving goods across state lines or into foreign countries. This […]
April 28, 2025
AgencyUnderstanding Cargo Insurance: Coverage Options for Different Freight Types
Cargo insurance is a crucial aspect of logistics and transportation, providing financial protection against potential losses or damage to goods during transit. The type of coverage your company needs may vary significantly based on the mode of transportation used. Tailoring your coverage to match can help you financially secure goods throughout their journey, safeguarding your […]
March 27, 2025
AgencyUnderstanding Trucking Insurance Policy Limits and Deductibles
Two key elements of trucking insurance every operator should understand are policy limits and deductibles. These elements play a significant role in determining the extent of coverage and the out-of-pocket costs in case of a claim. What Are Policy Limits? There are typically two types of policy limits: Liability limits are the maximum amount the […]
February 18, 2025
AgencyWho Needs Commercial Truck Insurance?
Trucking insurance can help protect your company’s financial stability after an incident involving your semi. The following business types typically need commercial truck insurance: Owner-operators—Drivers who own their trucks and may work for more than one company at a time need trucking insurance coverage to comply with federal and state laws and protect their investment […]
January 23, 2025
AgencyHow to Protect Your Cargo Overnight
Cargo theft can be a significant concern for truckers, especially during overnight stops. Implementing effective strategies can help safeguard valuable shipments and ensure peace of mind. Tips for Truckers to Protect Their Cargo The following are some key measures truckers can take to protect their cargo overnight: Choose secure parking locations. Always park in well-lit, […]
December 18, 2024
AgencyQuestions to Ask When Renewing Your Trucking Policy
Renewing your trucking policy is a crucial task that requires careful consideration. Asking the right questions when renewing your trucking insurance policy can help ensure you have the coverage you need while potentially saving money. Trucking Insurance Coverage Limits Understanding the coverage limits of your policy is essential. Ask your insurer the following: What are […]
December 8, 2024
Will Kremer4 Things New Companies Should Know About Truck Insurance
Congratulations on your new MC and DOT number! Starting your own trucking company is exciting, but your to-do list is a mile long. Finding the right commercial truck insurance may rank near the top of your priorities. Partnering with the right insurance agent is essential to your success. You need an agent that speaks truck. […]
November 2, 2024
Will KremerReefer Breakdown Coverage: Guide for Truckers
By Will Kremer, Truck Insurance Agent · Last updated July 2, 2026 Temperature-controlled freight carries a risk a dry van never does: the load can be a total loss while the truck is running perfectly. When a refrigeration unit quits, you are not just paying for a repair, you are racing a clock before the […]
October 11, 2024
Will KremerDOT Inspections and Their Impact on Trucking Insurance Premiums
As a trucking company manager or an owner operator, you’re no stranger to DOT inspections. These crucial checks maintain safety standards in the trucking industry, but did you know they can significantly affect your insurance premiums? Let’s dive into the different levels of DOT inspections and explore how they can impact your insurance costs, along […]