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June 27, 2026
Will Kremer

Montgomery v. Caribe Transport: What the Broker Liability Ruling Means for Truckers

On May 14, 2026, the U.S. Supreme Court decided Montgomery v. Caribe Transport II, and it’s the biggest change to trucking liability in years. The Court ruled that freight brokers can be sued under state law when they hire an unsafe carrier that causes a crash. For owner-operators and fleets, this is not just a […]
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June 14, 2026
Will Kremer

FMCSA Insurance Requirements: What New Trucking Companies Need to Know

If you are starting a for-hire trucking company that runs across state lines, the FMCSA sets the insurance you have to carry before you can legally haul a load. Meeting those requirements is what turns your operating authority on, and missing them is the most common reason a new authority stalls. This guide breaks down […]
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June 14, 2026
Will Kremer

Non-CDL Box Truck Insurance: Cost, Coverage, and Requirements

You don’t need a commercial driver’s license to run a box truck, and that is exactly why so many people start a business with one. If your truck has a gross vehicle weight rating (GVWR) of 26,000 pounds or less, you can drive it without a CDL. What you do still need is the right […]
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June 14, 2026
Will Kremer

How Much Insurance Do I Need To Activate My MC Number?

Your commercial truck insurance does more than protect your truck and trailer. It also gets you plates and, just as important, it activates your operating authority so you can legally run for-hire across state lines. For most carriers, the auto liability limit you file is what stands between you and your first dispatch. That one […]
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June 12, 2026
Will Kremer

How Much Does Cargo Insurance Cost? (2026 Rates)

Quick Answer In 2026, motor truck cargo insurance costs $800 to $1,500 per year for a $100,000 limit on general dry freight — roughly $70 to $125 per month. Higher-risk freight, reefer loads, auto haulers, and larger limits run higher, with real-world pricing spanning $400 to $8,000+ per truck per year. Per-shipment cargo coverage is […]
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June 11, 2026
Will Kremer

The 10 Best Trucking Insurance Companies in 2026

Quick Answer The best trucking insurance companies in 2026 are Progressive (best overall and for mixed fleets), Northland (best for experienced operations and claims handling), Canal (best mileage-based programs), Nirvana (best telematics pricing), and CoverWhale (best for new authorities). The right fit depends on your years in business, equipment, and freight, which is why getting […]
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May 22, 2026
Agency

The Difference Between Hotshot and Regular Trucking Insurance 

Understanding the right insurance for your trucking operation is essential. Both hotshot and standard trucking play a vital role in the transportation industry, and securing appropriate coverage for such operations is crucial. At , we help truckers, owner-operators and small fleet owners understand the differences between hotshot and standard trucking insurance and secure suitable policies. What Is Hotshot Trucking Insurance? Hotshot trucking typically […]
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February 24, 2026
Agency

Common Gaps in Auto Hauling Insurance and How to Avoid Them 

Auto hauling is a demanding business, and having the right insurance is essential to protect your vehicles, cargo, and livelihood. Georgia auto haulers and trucking companies face unique risks, and even a solid insurance policy can leave critical gaps if not carefully reviewed. Overlooked Coverage Gaps in Auto Hauling Insurance Even experienced trucking professionals may miss important details in their […]
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November 13, 2025
Agency

Increased Holiday Traffic in Georgia: What Trucking Businesses Need to Know About Liability

As the holiday season approaches, many of Georgia’s highways and city streets typically become noticeably busier. For trucking businesses, this surge in holiday traffic can bring lucrative opportunities, but also increased liability risks and a need to revisit their commercial truck insurance. At , we understand the pressures that come with keeping your fleet safe […]
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August 22, 2025
Agency

How to Insure Your Cargo Against Summer Storms, Heat and Hurricanes

Summer can be a busy time for freight, but it also brings weather challenges that can disrupt schedules and damage goods. In , the combination of intense heat, afternoon storms and the peak of hurricane season means trucking operations must be prepared and properly insured. The Risks of Summer Shipping Extreme heat can affect temperature-sensitive […]
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