June 29, 2026
Will Kremer
Progressive Now Offers UIIA and Intermodal Coverage
By Will Kremer, Truck Insurance Agent · Last updated June 29, 2026
Progressive has opened up UIIA and intermodal coverage to more trucking companies, and we can now write it through our agency in eight states. If you haul containers out of ports and railyards, this is a real change, because compliant UIIA coverage has long been one of the harder policies to find.
We are in trucking, not the insurance industry, and intermodal is one of the corners we know best. Here is what the Progressive program covers, how fast we can get you set up, and what it costs.
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The short answer Progressive is now writing UIIA and intermodal coverage through select specialist agencies in Florida, Georgia, South Carolina, Illinois, Virginia, Pennsylvania, Maryland, and Texas. We can quote it the same day, and most carriers are set up with UIIA within 24 hours of binding. A full UIIA-compliant policy typically runs $10,000 to $24,000 a year, depending on your equipment, experience, and driving record. |
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Key takeaways
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What changed: Progressive is now writing UIIA and intermodal coverage
For a long time, only a narrow set of carriers would write UIIA and intermodal risks, and the few that did kept tight guidelines. That made compliant quotes hard to come by, especially for newer operations. Progressive has now opened its appetite for UIIA and intermodal haulers, and we can place it through our agency in the eight states listed above.
It is not just that another market opened up. The Progressive program is built for how container haulers actually run. It offers driver flexibility, direct-bill options so you are not tied to one payment setup, and discounts for running dash cams. For drayage operators who have spent years working around thin options, that is a meaningful step.
Get your UIIA insurance quote → or call 855-281-2924 and an agent will tell you the same day whether you qualify.
Why this matters for intermodal truckers
Intermodal is a specialized risk. Most container haulers own their tractor but lease the chassis, work inside ports and railyards, and take on responsibility for equipment that belongs to someone else. That trailer interchange exposure is exactly why intermodal needs different coverage than a standard truck policy, and why so few markets wanted to write it.
The result, until recently, was a tough market for this work:
- Few markets wrote it. UIIA-compliant coverage was a niche only a handful of carriers would touch.
- Strict guidelines. Narrow appetite and tight rules made it hard to even get a quote, let alone a competitive one.
- Slow setup. Getting bound and registered with the UIIA could stretch into weeks, with the truck sitting idle the whole time.
- New ventures shut out. Operators with a fresh authority often could not find a market willing to write them at all.
Progressive entering this space, with comprehensive coverage and real flexibility, changes the math for a lot of these operators. Paired with an agency that handles the UIIA filing for you, the path from quote to hauling containers is much shorter than it used to be.
What the Progressive UIIA program includes
The program brings together the coverages most equipment providers ask for under the UIIA, in one policy:
| Coverage | What it does |
|---|---|
| Auto liability ($1M) | Pays for injury and damage you cause to others; $1M is the limit most equipment providers require. |
| Hired auto liability | Extends liability to equipment you do not own, including a leased chassis. |
| General liability | Covers third-party claims on the ground, in the yard and at the terminal. |
| Trailer interchange | Pays for damage to the chassis and container you pull under an interchange agreement. |
| Cargo | Covers the freight inside the container while it is in your care. |
Together, that stack is enough to get set up with most equipment providers. Each provider sets its own required limits, so the exact numbers can vary by who you interchange with. If you also own your tractor, you will usually add physical damage, which is priced as a percentage of the truck’s value (roughly 3% to 12% of what it is worth). For the full breakdown of UIIA requirements and how to register, see our guide to intermodal and UIIA insurance.
How fast can you get set up?
Quotes are instant and same-day, and most carriers are set up with UIIA within 24 hours of the policy binding. Here is how that goes once you reach out:
- Same day: we quote the policy and confirm the coverages and limits you need.
- At binding: the policy goes into force with the UIIA and intermodal endorsement on your liability coverage.
- Within 24 hours: we send you a 5C to complete and submit your insurance to the UIIA system, so your certificate shows the required endorsement.
To register with the UIIA on your end, you will need an active USDOT and MC number, a SCAC code, and a UIIA account. Once your account is set up you have 30 days to activate it, and each equipment provider may ask for its own paperwork. We walk you through all of it. Our certificate team turns documents around in minutes, which matters when a terminal is waiting on proof of coverage.
Start your quote now → or call 855-281-2924 to get the clock started today.
How much does UIIA insurance cost?
A full UIIA-compliant policy generally runs $10,000 to $24,000 a year, which works out to about $835 to $2,000 a month. Where you land depends on your equipment, your experience hauling intermodal, your driving record, and where you operate. New ventures and operators new to container work tend to sit at the higher end until they build a track record.
| Coverage | Typical cost |
|---|---|
| Full UIIA / intermodal policy | $10,000 to $24,000/yr ($835 to $2,000/mo) |
| Trailer interchange | $1,000 to $3,500/yr |
| Truckers general liability | $500 to $1,200/yr |
The trailer interchange and general liability figures above are part of the full policy, not separate bills on top of it. Every rate is personalized, so the only way to know your number is to run a quote. Get an exact rate → or call 855-281-2924.
Where Progressive UIIA coverage is available
Progressive is offering this program through select agencies that specialize in UIIA, intermodal, and trucking insurance, and we are one of them. Right now we can write it in these eight states:
If you run containers in any of these states, we can quote you today. Submit your information → or call 855-281-2924 and ask for the UIIA team.
Frequently asked questions
What is UIIA insurance?
UIIA insurance is the coverage required to operate under the Uniform Intermodal Interchange and Facilities Access Agreement, the standard contract between truckers and the companies that supply containers and chassis. It centers on auto liability with a UIIA and intermodal endorsement, plus trailer interchange, general liability, and cargo. The agreement is administered by IANA, the Intermodal Association of North America.
Does Progressive offer UIIA and intermodal coverage?
Yes. Progressive now writes UIIA and intermodal coverage through select specialist agencies, including ours, in Florida, Georgia, South Carolina, Illinois, Virginia, Pennsylvania, Maryland, and Texas. The program is comprehensive and includes driver flexibility, direct-bill options, and dash-cam discounts.
How much does UIIA insurance cost?
A full UIIA-compliant policy typically runs $10,000 to $24,000 a year, or about $835 to $2,000 a month. Your rate depends on your equipment, experience, driving record, and where you operate. The only way to get your exact number is to run a quote.
How fast can I get set up with UIIA?
Quotes are instant and same-day, and most carriers are set up with UIIA within 24 hours of the policy binding. You will need an active USDOT and MC number, a SCAC code, and a UIIA account; we handle submitting your insurance documents to the UIIA system once you bind.
What coverages does UIIA require?
Most equipment providers require $1M auto liability with the UIIA and intermodal endorsement, plus hired auto liability, general liability, trailer interchange, and cargo. Each provider sets its own limits, so the exact requirements can vary by who you interchange with.
Which states is Progressive UIIA coverage available in?
Through our agency, Progressive UIIA and intermodal coverage is available in Florida, Georgia, South Carolina, Illinois, Virginia, Pennsylvania, Maryland, and Texas. If you operate in one of these states, contact us for a same-day quote.
Get set up with UIIA coverage today
We have placed intermodal and UIIA coverage for years, and now we can write the Progressive program for container haulers across eight states. If you are getting into drayage or you want a better option than what you have, we can quote you the same day and get you UIIA-ready fast. Get your free quote → or call 855-281-2924 and ask for the UIIA team.
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About the author Will Kremer, Truck Insurance Agent A truck insurance agent at Trucking Insurance Services since 2011, Will Kremer specializes in owner-operators, new ventures, and fleets, and helps truckers pick the coverage that fits how they actually run. |
Coverage availability, program features, and figures are accurate as of June 2026 and are subject to eligibility and underwriting; they can change. Figures are estimates based on the policies we place and current market rates, for general guidance only. Your actual premium and required limits depend on your record, equipment, radius, and the equipment providers you interchange with. Get a quote for an exact number.
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